Effective Date: 19 February 2026 Last Updated: 19 February 2026

PLEASE READ THESE TERMS CAREFULLY. BY ACCESSING THIS WEBSITE OR PURCHASING ANY PRODUCT OR SERVICE, YOU AGREE TO BE LEGALLY BOUND BY THESE TERMS. IF YOU DO NOT AGREE, DO NOT USE THIS SITE.

1. PARTIES & ACCEPTANCE

These Terms and Conditions (‘Agreement’) are a binding contract between you (‘Member’ or ‘you’) and Top Gun Options LLC, a Florida limited liability company located at 1300 N Federal Highway #202, Boca Raton, FL 33432 (‘TOPGUN Options,’ ‘TGO,’ ‘we,’ or ‘us’). This Agreement governs your use of topgunoptions.com and all related websites, subdomains, member portals, and communication platforms (the ‘Platform’), and your purchase of any educational subscriptions, courses, trade alerts, live briefings, or other services (collectively, ‘Services’).

By accessing the Platform or purchasing Services, you represent that: (a) you are at least 18 years of age; (b) you have legal capacity to enter binding contracts; (c) you are not prohibited from receiving the Services under applicable law; and (d) you have read, understood, and agree to be bound by this Agreement, our Privacy Policy, and our Financial Disclaimers, both incorporated herein by reference.

2. EDUCATIONAL NATURE OF SERVICES — FINANCIAL DISCLAIMER

TOPGUN OPTIONS IS NOT A REGISTERED INVESTMENT ADVISER, BROKER-DEALER, COMMODITY TRADING ADVISER, OR FINANCIAL PLANNER. ALL CONTENT IS PROVIDED EXCLUSIVELY FOR EDUCATIONAL AND INFORMATIONAL PURPOSES AND DOES NOT CONSTITUTE PERSONALIZED INVESTMENT ADVICE, AN OFFER TO BUY OR SELL SECURITIES, OR A SOLICITATION OF ANY ORDER.

TGO relies on the publisher’s exclusion from the definition of ‘investment adviser’ under Section 202(a)(11) of the Investment Advisers Act of 1940. TGO’s educational content is: (a) a bona fide publication of general and regular circulation; (b) impersonal — not tailored to any individual subscriber’s portfolio or financial situation; and (c) distributed identically to all subscribers within a given program simultaneously. TGO does not execute trades on behalf of subscribers, does not manage individual accounts, and does not receive compensation based on trading performance.

By using the Services, you acknowledge:

• Trading securities and options involves substantial risk of loss, including possible loss of your entire investment.
• Past performance of any strategy, trade idea, or instructor is not indicative of future results.
• TGO instructors and affiliates may hold positions in instruments discussed. These positions may create conflicts of interest.
• CFTC RULE 4.41: HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN INHERENT LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. RESULTS MAY HAVE UNDER- OR OVER-COMPENSATED FOR CERTAIN MARKET FACTORS. SIMULATED PROGRAMS ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.
• You should consult a licensed financial adviser and read the OCC’s ‘Characteristics and Risks of Standardized Options’ (available at theocc.com) before placing any live trade.
• Neither the Department of the Navy nor any component of the Department of Defense has approved, endorsed, or authorized TGO’s products or services.

3. SUBSCRIPTION SERVICES & BILLING

3.1 Subscription Plans

TGO offers subscription-based educational programs including Full Throttle, Solo AI, Accelerated Retirement, Options Weapons School, and Max Afterburner lifetime access. Features, pricing, and billing cycles are described on each product page and incorporated herein by reference.

3.2 Automatic Renewal — IMPORTANT

YOUR SUBSCRIPTION AUTOMATICALLY RENEWS AT THE END OF EACH BILLING PERIOD UNLESS YOU CANCEL BEFORE THE RENEWAL DATE. BY COMPLETING YOUR PURCHASE, YOU AUTHORIZE TGO TO CHARGE YOUR PAYMENT METHOD AT THE THEN-CURRENT RATE FOR EACH RENEWAL PERIOD UNTIL CANCELLED.

• Monthly plans renew on the same calendar date each month as your original purchase.
• Annual plans renew on the anniversary of your original purchase date.
• For subscriptions over $25/cycle, we email a renewal reminder at least 7 days before your renewal date.
• Price increases will be communicated at least 30 days in advance.
• Failed payments will be retried up to 3 times over 7 days before access is suspended.

3.3 Cancellation

You may cancel at any time via: (a) your account settings at members.topgunoptions.com; (b) email to support@topgunoptions.com; or (c) written mail to our address above. Cancellation is effective at the end of the current paid period — you retain access through that date. To avoid renewal charges, cancel at least 24 hours before your renewal date.

3.4 Refund Policy

Because TGO’s content is delivered electronically and immediately upon purchase, all sales are generally final. TGO will issue service credits or correct billing errors in the following limited circumstances:

• Service Credit: Verified platform outages exceeding 48 consecutive hours within a billing period. Submit requests to support@topgunoptions.com within 14 days of the outage.
• Billing Errors: Duplicate charges or charges after confirmed cancellation will be refunded within 10 business days of confirmation.
• Lifetime Memberships: Non-refundable in all circumstances given the perpetual nature of access granted.

Nothing in this section limits your rights under applicable state consumer protection law or card network dispute procedures.

4. INTELLECTUAL PROPERTY

4.1 TGO Ownership

All Platform content — including text, graphics, logos, trade briefs, course materials, audio, and video — is the exclusive property of TOPGUN Options LLC or its licensors, protected by U.S. and international intellectual property laws. You may not reproduce, distribute, sell, or sublicense any TGO content without prior written consent.

4.2 Member License

Active members receive a limited, non-exclusive, non-transferable, revocable license to access TGO content solely for personal, non-commercial educational use during their active membership. This license does not include the right to share login credentials, record live sessions for external distribution, or use TGO content commercially.

4.3 User Submissions

When you submit testimonials, feedback, or other content to TGO, you grant TGO a non-exclusive, royalty-free, perpetual license to use such submissions for Platform operation, educational development, and marketing. You retain ownership of your submissions. TGO will not materially alter the meaning of testimonials. Per FTC Guides (16 CFR Part 255), material connections between TGO and testimonial providers will be disclosed.

5. ACCOUNT SECURITY

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify TGO immediately at support@topgunoptions.com of any unauthorized account access. Sharing credentials with non-members is a material breach of this Agreement and grounds for immediate termination without refund.

6. ACCEPTABLE USE

You agree not to: (a) share, distribute, or publicly post TGO content outside the Platform; (b) use another member’s account; (c) use automated systems to scrape Platform data; (d) engage in market manipulation or securities law violations; (e) transmit defamatory, harassing, or infringing content; or (f) use TGO content for commercial resale.

7. THIRD-PARTY LINKS & PLATFORMS

Links to third-party websites and use of third-party training platforms are provided for convenience only. TGO does not endorse or control third-party content, privacy practices, or availability. Your use of third-party platforms is governed by their own terms.

8. DISCLAIMER OF WARRANTIES

THE PLATFORM AND SERVICES ARE PROVIDED ‘AS IS’ AND ‘AS AVAILABLE’ WITHOUT WARRANTIES OF ANY KIND. TGO EXPRESSLY DISCLAIMS ALL IMPLIED WARRANTIES INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. TGO DOES NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT ANY EDUCATIONAL CONTENT WILL PRODUCE PROFITABLE RESULTS.

9. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TGO AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING TRADING LOSSES, LOST PROFITS, OR BUSINESS INTERRUPTION.

TGO’S TOTAL CUMULATIVE LIABILITY FOR ALL CLAIMS SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL FEES YOU PAID TO TGO IN THE 12 MONTHS PRECEDING THE CLAIM; OR (B) $100.00.

Some states do not allow certain liability limitations. In such jurisdictions, TGO’s liability is limited to the greatest extent permitted by law.

10. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless TGO and its affiliates from any claims, damages, costs, and expenses (including attorneys’ fees) arising from: (a) your use of the Platform; (b) your submissions; (c) your violation of this Agreement; (d) your violation of applicable law; or (e) any trades you execute based on TGO educational content.

11. DISPUTE RESOLUTION

11.1 Informal Resolution

Before initiating formal proceedings, contact TGO at support@topgunoptions.com. The parties will make good-faith efforts to resolve disputes within 30 days.

11.2 Binding Arbitration

Unresolved disputes shall be resolved by binding arbitration under AAA Consumer Arbitration Rules in Palm Beach County, Florida (or by telephone/video at your election). The arbitrator’s award may be entered in any court with jurisdiction.

11.3 Class Action Waiver

YOU AND TGO EACH WAIVE THE RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN ANY CLASS ACTION, CLASS ARBITRATION, OR REPRESENTATIVE PROCEEDING. ALL PROCEEDINGS SHALL BE CONDUCTED ON AN INDIVIDUAL BASIS ONLY.

11.4 Exceptions & Time Limit

Either party may seek emergency injunctive relief in a Florida court to protect intellectual property rights. All claims must be filed within one (1) year of accrual or are permanently barred.

12. GOVERNING LAW

This Agreement is governed by Florida law, without regard to conflict of law provisions. You consent to the personal jurisdiction of state and federal courts in Palm Beach County, Florida for disputes not subject to arbitration. Users outside the U.S. are responsible for compliance with applicable local laws.

13. DMCA COPYRIGHT POLICY

To report copyright infringement, contact our designated DMCA agent: DMCA Agent, TOPGUN Options LLC, 1300 N Federal Highway #202, Boca Raton, FL 33432 | dmca@topgunoptions.com. Your notice must include: the copyrighted work; the infringing material and its URL; your contact information; a good-faith belief statement; and a statement under penalty of perjury of authorization to act.

14. FORCE MAJEURE

TGO is not liable for failure or delay caused by circumstances beyond its reasonable control, including acts of God, government action, regulatory change, market closures, internet failures, cybersecurity incidents, or third-party platform disruptions.

15. MODIFICATIONS

TGO may modify these Terms at any time. Material changes will be communicated by email and by posting an updated ‘Last Updated’ date. Continued use after the effective date constitutes acceptance. If you do not agree, you must cancel and discontinue use.

16. TERMINATION

TGO may suspend or terminate your account for Agreement violations, harmful conduct, or any business reason, with or without notice. Sections 2, 4, 9, 10, 11, and 12 survive termination.

17. GENERAL PROVISIONS

Entire Agreement: This Agreement, together with the Privacy Policy and Financial Disclaimers incorporated herein, constitutes the entire agreement between the parties.

Severability: If any provision is found invalid, remaining provisions remain in full effect.

Waiver: Failure to enforce any provision is not a waiver of that right.

Assignment: You may not assign your rights under this Agreement without TGO’s written consent.

Questions: support@topgunoptions.com

© 2026 TOPGUN Options LLC. All rights reserved. 1300 N Federal Highway #202, Boca Raton, FL 33432